
Turn eligible unpaid invoices into working cash so you can cover expenses, keep operations moving, and stop waiting weeks or months to get paid.
No obligation. No credit impact. Just options.

Stay current with suppliers and operating expenses.
Access cash sooner so slow-paying customers do not hold back growth.
Keep your team paid while invoices are still outstanding.
Bridge the gap between completing the work and getting paid.
Chris Watson has been a business owner for over 18 years and has personally used business funding to restructure debt, improve cash flow, and keep his business moving through challenging seasons. He understands the realities of running a business - because he's lived it.
“We tap our nationwide lender network to find funding options that fit your business and profile.”
We prioritize your business's privacy and financial health, so you can compare top options with zero risk and total clarity.
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Fill out a short application and see what invoice factoring options may fit your business and outstanding receivables.
No obligation. No credit impact. Just options.
Helping business owners secure the capital they need to grow, with honest guidance every step of the way.

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VTI Funding is an independent business financing broker, not a lender, bank, or credit union. We connect business owners with third-party lenders and funding programs. Submitting an application or inquiry does not guarantee approval, funding, or any specific loan amount, rate, or term — all financing decisions, rates, and terms are determined solely by the participating lender based on its own underwriting criteria and are subject to change without notice. Nothing on this website constitutes financial, legal, tax, or accounting advice; please consult your own advisors before making financial decisions. Business financing products are for commercial purposes only and are not consumer loans. By submitting your information you consent to be contacted by phone, email, or text message regarding your inquiry.